Reinventing Payables


In late 2020 Kargo wants to reinvent its platform system because of scalability issues, and lots of problems here and there if Kargo wants to expand its vertical, the current system will explode.

*Disclaimer: Some of the number, data, and statement has been altered due to NDA


Reinventing Payables


In late 2020 Kargo wants to reinvent its platform system because of scalability issues, and lots of problems here and there if Kargo wants to expand its vertical, the current system will explode.

*Disclaimer: Some of the number, data, and statement has been altered due to NDA


Reinventing Payables


In late 2020 Kargo wants to reinvent its platform system because of scalability issues, and lots of problems here and there if Kargo wants to expand its vertical, the current system will explode.

*Disclaimer: Some of the number, data, and statement has been altered due to NDA


🧑🏻‍🎤 My Role

Product Designer, Researcher

📑 Project Type

Redesign, Interaction Design, Payment Dashboard

👯‍♀️ Collaborators

Engineers, Product Manager, Operational , Account Payable, Finance

🗓 Date & Place

Jan 2021 - March 2021, Kargo Technologies

Jan 2021 - March 2021, Kargo Technologies



🔥 Challenge

Snapshots of current system(s) to run our operational in payment team.

How might we create a robust payment system that is accurate, fast, reliable, integrated, and scalable?


💻 Final Output


Say bye to manual Tax Calculation

Want to calculate tax? just click, click, and it’s done.

You’re also going to miss your google drive and open another system just for to check their truck’s document because now it can be accessed directly from the license plate!

Say bye to manual Tax Calculation

Want to calculate tax? just click, click, and it’s done.

You’re also going to miss your google drive and opening another system just check their truck’s document, because now it can be accessed directly from the license plate!



Fee Review & Payment Request Creation only few clicks away

Validating fee request is now smooth as butter. you can go through documents and its requirement seamlessly!

Every document is now centralized and attached in each fee types.


Fee Review & Payment Request Creation only few clicks away

Validating fee request is now smooth as butter. you can go through documents and its requirement seamlessly!

Every document is now centralized and attached in each fee types.

No more Wrong disbursement Amount

Now you can experiment with disbursement amount at any stages (that are specified)

No more rejected Payment Request because of typo, Main shipment fee now generated automatically following the disbursement stage stated in the scheme, and its immutable.

No more Wrong disbursement Amount

Now you can experiment with disbursement amount at any stages (that are specified)

No more rejected Payment Request because of typo, Main shipment fee now generated automatically following the disbursement stage stated in the scheme, and its immutable.

✨ Outcomes

  • Disbursement time is now 60%~ faster

  • Remove 75%~ of payments rejected/month (due to wrong disbursement amount)

  • 100% of our disbursement now can be done in our platform (Previously only about 70%)

  • Improve payment request Accuracy by 80%~

  • Reduce complain from transporter by 90% (About Payment Amount & Transfer Details)


Scroll down to see design process overview or contact me to see the details of the project ilhampamn@gmail.com

Design Process Overview

Design Process Overview

Design Process Overview


'It's a literal embodiment of quick fixes'

This is one, concise sentence to describe the current condition of our payment dashboard. We decided to create a new platform where every module is also going to be reworked. I was in charge to build the payment module under the payment platform squad specifically for the disbursement system as the foundational module of our system. These are the initial impression that we get when we see the system at a glance.

  • It's a replication of Excel Sheets

  • Decentralized Document Management

  • Unstandardized Input & Flows

  • Prone to error disbursement due to free text-input for amount to be disbursed



Discovery

Discovery

Discovery

I partly contributed to this mess (I'm aware of the risk of a quick fix, saw all of the sign but didn't act upon it for the first 3 months in the payment squad) so the offensive tone is necessary ✌🏻 (we learned it the hard way, it's a hard pill to swallow but it is what it is)

We move on, and right after we identify the surface problem, I started to plan the discovery side of this project. This is how the story went.

Discovery Process of the project

Opportunity Finding

Opportunity Finding

Opportunity Finding

After the discovery process we started to synthesize and discuss it together. If we only look at the problem piece by piece, it's pretty straightforward that we can just fix it right away. But we have learned, that another quick fix won't fix anything. So we tried to knot the pieces into one story and came up with some ideas/approach which are:

  1. Create a whole new module for payment schedule so that our payment will scale

  2. Streamline all of the process, not just improving the User Interface for the sake of it.

We also refined our goal of the project so that we can start working backwards:

I also came up with a design principles to make sure that we can achieve our goal, which everyone agreed on prior to delivery kick-off project.

Delivery

Delivery

Delivery

It’s time for us to make it into realization. The approach of my solution-validation is mostly using The Funnel Technique in Qualitative Usability Tests with operational staff + Design review with the upper management. Breaking Down & Prioritizing Macro/Micro JTBD for each role


Final Output

Final Output

Final Output

a sample result from all of the processes:


a sample result from all of the processes:


Learning


Learning


Learning

  • The importance of Design Principles

  • Conceptual Thinking is very important in the type of project

  • Hypothesis-Driven Design

  • Contextual Design Framework x Information Architecture Management

  • Stakeholder Management & Facilitation Skills

  • System Thinking (How things affect each other)

  • Testing Method Exploration + Rapid Feedback